Sunrader insurance - what are others doing as these rise in value?

[IdahoDoug]

What are people doing for Sunrader insurance? I'm a few weeks from taking ours on its first trip and found out the classic insurance company I had in mind does not insure RVs. Mine is finishing a 2 year full restoration and I don't want to fight about the high value if something happens. Any tips - companies you are using, what value you're insuring for, other tips on insuring a higher value Sunrader? Thanks in advance.

[Gary_M]

State Farm, $100 per year, just liability only. If it's totaled, so be it. I might buy it back.

 

Even if yours is restored pristine, I doubt any insurance company would pay what you put into it. 

 

Insurance companies = fraudsters  IMHO

[IdahoDoug]

Yeah, Hagerty's says no interest in covering it.  Wow.

 

[Gary_M]

Yeah crazy. Years ago I knew a Sunrader owner gal that got sideswiped and it put a nice long crack in the cabin. She had comprehensive insurance and the company told her they'd have to replace the fiberglass cabin completely.  And for that price they totaled it.

 

I don't see how any RV owner would get what they paid into for it. They depreciate faster than any other type of vehicle out there. And insurance companies don't have a vested interest in RV's, (let alone vintage Toyota's) and will take the easiest route out.  

[MaineJed]

I use Patrons Oxford, full coverage $450/ year