TO isabug and others you can get multi car discounts and WAiter if you can its a good thing to have comp if you can get it covers fire theft vandelisum and window replacement i have the grange out of Seattle full coverage on car truck and motrhome moter home is a 1978 fully covered up to a value of 4000 dollers out in washington state i cary 100,ooo 300,000 uninshered underinshered bodly injury 25000 to50000 is considerd to be under insured not enough coverge Also in winter i only keep comp on the moter home as i dont run it out on the road spring i just tell them to puton the rest so we can use it Check and see if they offer agreed value that is what Grange offers